Course information

Learn how reverse mortgages can help address some of the issues of grey divorce

1. Overview of Peak 65 and Divorce Demographics 
2. How the Home Equity Conversion Mortgage (HECM) Has Changed   
   1. Consumer Safeguards and the 4 “Nevers”   
   2. FHA Borrower Counseling   
   3. Underwriting that Ensures Sustainable Solutions    
   4. New Protections for Younger Spouses 
3. What Happens at Loan’s End? 
4. The Distribution Options   
   1. Lump Sum “Buy-Out the Other Side”   
   2. Tenure Payment “Mom Can Stay in the House Due to Improved Cash Flow”  
   3. Line of Credit “Supporting Future Needs, ex. LTC, After Portfolio Has Been Split”   
   4. Lifestyle Home Loan “Like Paying Cash for New Home with No Payments” 
5. Case Studies in Gray Divorce
6. Conclusion

This program is worth 1 CDFA CE credit provided you attend the webinar for at least 50 minutes and pass a short quiz. The CE credit will automatically be placed in your member account.